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Hosted by FPA Connecticut

35th Annual FPA of Connecticut State Conference

Welcome to the largest Financial Planning Conference in Connecticut!   
 
 
This conference is about the future of Financial Planning and the resources that you will need to survive and flourish.   We have assembled interesting topics and relevant speakers to provide you with insight and effective strategies.  Topics choices also include Practice Management and sessions geared to NexGen starting their careers and opening practices.
  
In addition, our sponsors and exhibitors will show you the latest ideas in investments, practice management, and insurance concepts in the Resource Center.   Click here for a printable one page schedule at a glance.
 
 
 

2019 Conference Sponsors

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Wednesday, April 24, 2019
7:15 AM - 5:00 PM Eastern Time

Location

Aqua Turf Club
556 Mulberry St
Plantsville   CT   06479
(860)621-9335
FAX    (860)276-9966
Email for Location
Website for Location
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Register and pay now by credit card, debit card, PayPal account or mailed check


Member Early Bird Fee Extended to 3.31.19 $129.00
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Non Member Early Bird Fee Extended to 3.31.19 $199.00
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Member NexGen (40 and under) Fee

Non Member NexGen (40 and under) Fee

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Member Pre-Registration Fee $179.00
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Non Member Pre-Registration Fee $249.00
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Member after 4/20 and at the Door Fee

Non Member after 4/20 and at the Door Fee

Agenda

 


Charles de Vaulx
Chief Investment Officer and Portfolio Manager
International Value Advisers

Apr 24 2019 8:00AM


Keynote (Breakfast): Big Firm/Small Firm – the Macro View Panel Discussion


Hear from PIMCO and International Value Advisors (IVA) Portfolio Managers about the investment environment as they see it. With the return of volatility, learn how these portfolio managers are positioning their portfolios in order to provide returns. Whether it be a purely fixed income approach or a globally diversified multi asset portfolio, learning about these strategies will allow you to share ideas with colleagues and clients.



Ryan Sullivan, CFP®, CLU®, ChFC®
Managing Director, Strategic Markets
The Hartford Funds

Apr 24 2019 9:25AM


8,000 Days of Retirement According to MIT AgeLab


With today’s rising lifespans, we could be facing roughly 20 or more years in retirement, which is approximately 8,000 days. Once thought of this way, it becomes clearer that retirement is not an end, but rather a new, complex, and unknown phase of life, during which so much could happen. It’s often asked, “What will you do on Day One of your retirement?” Most clients have a clear image of Day One. Maybe even Day 1,001. But few can imagine 8,000 days of golf, and even fewer have a vision of what they will be doing on any given day—such as Day 4,567. But getting started on the right foot can be crucial. Instead of planning for ‘retirement’ as a single state, it may be beneficial to reframe the conversation to reflect a four-phased concept of retirement. Each is characterized by the tasks and issues individuals are most likely to be managing. The four retirement phases enable a clear vision to plan and to anticipate what is likely to come.
1. The Honeymoon Phase
2. The Big Decision Phase
3. The Navigating Longevity Phase
4. The Solo Journey Phase



Dan Daniels
Wiggin and Dana

Michael Clear
Partner
Wiggin and Dana

Erin Nicholls, JD
Wiggin and Dana

Apr 24 2019 9:25AM


Hot Topics in Estate Planning: Planning Across a Lifetime


The future of the estate tax is no more certain than it was a year ago. But the estate tax system is not the only reason clients seek advice. Across their lifetimes, they will face certain hurdles and milestones that necessitate a consideration of various estate planning strategies. Some of these life events include: saving for the cost of education; protecting a child’s inheritance from potential creditors, such as a divorcing spouse, and implementing advanced trust planning to ensure that hard-earned wealth is preserved for generations. One particularly important event to plan for, no matter how unpleasant, is the client’s own death. Life insurance, once primarily thought of as a mechanism for providing liquidity for estate taxes, still plays a major role is this planning, even with estate tax exemptions at an all-time high.



Ross Riskin, CPA/PFS, CCFC
Assistant Professor, Taxation | Academics
The American College of Financial Services

Apr 24 2019 9:25AM


Planning for All Generations: What Advisors Need to Know about Student Loans


Federal loans, private loans, subsidized loans, unsubsidized loans, income-based repayment, consolidation, deferment, forbearance, forgiveness. Confused yet? These are the terms you need to know as you help your clients navigate the education planning process both before their children go off to college and after graduation. With total student loan debt approaching the $1.6 trillion mark and higher education degrees becoming the minimum requirement for gainful employment, advisors need to know how to guide and educate their clients to effectively/efficiently plan for college when time is on their side and resources are available, and more importantly, when they are not.



James Meyers, CFA
Vice President and Portfolio Strategist
PGIM

Benjamin Lavine, CFA, CAIA
Chief Investment Officer
3D Asset Management

Henry Peabody
Portfolio Manager/Team Leader
Eaton Vance Distributors, Inc.

Apr 24 2019 10:50AM


Fixed Income Panel: Risks and Opportunities - Where do we go from here?


Hear from three leading industry experts on fixed income (including Morningstar’s 2017 Fixed-Income Fund Manager of the year). Learn about the current state of the bond market/cycle, present risks in the market (credit/interest rate/regulatory, etc.), opportunities and where clients should be allocated (global/domestic/credit quality, etc.).



Anne Putnam
Senior Vice President
FAM Funds

Apr 24 2019 10:50AM


Growing Dividends for Alpha Generation


Historic data attributes 1/3rd of the S&P market returns to dividends. FAM Fund’s research and focus on growing dividends is proven out by data showing that dividend payers exceed the returns of non-dividend payers. Using dividend stocks in your investment strategies for total return may enable you to keep pace with cost of living increases. Learn what impacts interest rate environments have on investment yields plus why these cash generating businesses suggest lower risk to the investor.



Brian Doherty
Filtech

Apr 24 2019 10:50AM


Understanding the Importance of Social Security Claiming


Many believe the use of all lucrative Social Security Claiming Strategies was eliminated as of May 1, 2016. They are mistaken! This misconception may cost someone tens of thousands of dollars in lost Social Security income. After this presentation you will understand the importance of Social Security claiming decisions and how you can position someone to enjoy a more financially comfortable retirement. Learn why a Social Security claiming decision can be one of the most important retirement choices to make; Hear about the single strategy that is still available and who is qualified to use it; See exactly how the strategy works and the one simple thing you need to know that may generate extra Social Security income; Understand the three things everyone should consider before claiming Social Security benefits.



Ryan Donohue
Vanguard Financial Advisor Services™

Apr 24 2019 12:00PM


Keynote (Lunch): Evolution of Vanguard Advisors Alpha


Trends in the investment advice industry—regulation, fees, and technology-enabled competition—likely will continue to shape the contours of the advice industry and mold client satisfaction. As Vanguard’s Advisor’s Alpha research has suggested, for the typical advisor, the path to greater client satisfaction and asset growth should lead to an underappreciated destination—relationship management. A focus on relationship management takes time and commitment, and requires advisors to streamline some aspects of financial planning or wealth management and reallocate the time saved to the clients who increasingly demand and value it.



Mike Van Wyk
American Funds

Apr 24 2019 1:30PM


Keynote (Afternoon): Millennials to Boomers: Better HNW Planning By Generation


Gain fresh, data-driven insights into the factors that affect how each generation makes investment decisions, and discover how to translate these into action. Each generation has unique experiences that imprint and influence money and investing habits. The differing perspectives of millennials, Gen X, and baby boomers affect their investing knowledge, degree of trust of experts, and financial philosophies. Using recent insights from two custom case studies of over 6,000 American investors, you’ll receive guidance from successful financial advisors about how to turn insights into action. This session explains:
1) The defining traits of the past three generations
2) How these traits translate into distinct financial attitudes and behaviors
3) Clear steps you can take to more effectively connect with prospects and existing clients in each generation.



Michael Bitton
Pacific Life Insurance Company

Apr 24 2019 2:50PM


Healthcare in Retirement: The Need for Planning


Saving for retirement is tough enough; but saving for the things we will need rather than want may be even more challenging. Long awaited travel may be okay, but doctor visits not so much. This course explores the very real costs of healthcare in retirement and offers insight on the need for planning to manage issues such as Modified Adjusted Gross Income to minimize or eliminate income-related monthly adjustment amounts (IRMAAs) related to Medicare.



Ryan Bertrand
Vice President and Managing Director, Advanced Markets
Transamerica Capital

Apr 24 2019 2:50PM


Marriage and Money: Financial Planning for Spouses


Married couples account for a large percentage of investors who receive financial guidance from a financial professional, which is why understanding the rules and strategies specific to married clients is essential. From Social Security and Medicare, to divorce, dementia, and death, this presentation provides strategies for serving and retaining your most valued asset: married couples and their families.



David Lau
Founder & CEO
DPL Financial Partners

Apr 24 2019 2:50PM


Utilizing Insurance in a Fee-only Practice


The commission-driven insurance industry is rapidly evolving to serve the needs of fiduciary-focused, Fee-Only advisors. In this presentation, advisors will learn about ways they can leverage insurance solutions that are commission-free and low-cost for their clients. Learn how to bring insurance under your firm’s management, from starting the insurance conversation with clients to finding value-driven, no-load solutions that help solve for important needs in the financial plan, including principal protection and guaranteed retirement income



Jeffrey R. Clark, LUTCF, ACS, FLMI, CFS®
Jackson National Life Distributors LLC

Apr 24 2019 3:50PM


Beyond the Number: Correcting Conventional Wisdom on Retirement Income Planning


With 10,000 Baby Boomers retiring every day, advisors have focused on this demographic for years. However, as this generation nears and enters a period in which they’ll live on their accumulated assets, there is still widespread misunderstanding about how to most efficiently grow and distribute those assets. Conventional wisdom that once served as a guide may no longer be suited to manage today’s challenges—such as longevity and sequence of returns risk. In this course, we’ll show you the latest thinking on retirement income planning along with ways to help grow your clients’ money and make it last longer by incorporating annuities into the planning equation. This course is intended for an audience with an intermediate level of knowledge, to include basic investing, tax and annuity principles.



Paul Czepiga
Czepiga Daly Pope & Perri

Apr 24 2019 3:50PM


Fiduciary Duties of Executors, Trustees, and POAs


With great power comes great responsibility! The term fiduciary is a legal term that generally means someone who is legally obligated to act in another person’s best interests. There’s no doubt you will work with clients who hold these positions. You may even act in one of these roles yourself. Each role has unique and specific things they can and can’t do. You’ll learn the differences in each role and become better equipped to help your clients make the best choices in making strong financial and estate plans.



Lili A. Vasileff, CFP®, MAFF, CDFA
CFP and President of Divorce and Money Matters, LLC
Wealth Protection Management

Apr 24 2019 3:50PM


The Platinum Retirement Challenge and Perfect Storm – Gray Divorce


Every 10 seconds a Boomer turns 60 years old. Among U.S. adults over age 50, the divorce rate has doubled since 1994. With transition and the uncertainty of a divorce outcome, retirement planning is disrupted; divorce undermines existing, mature income plans. Picking up and starting over with limited time to rebuild wealth and a long horizon for preserving it can be emotionally and financially exhausting. The gray divorce phenomenon is much examined because of its impact on the economy. In general, the older you are, the more complicated divorce is financially. There are, however, surprisingly many nuances in the gray divorce statistics. This session will help advisors to understand what boomers want, what boomers experience, and what the consequences of gray divorce are relating to financial security. Specifically, you will learn 9 key points to address with anyone going through divorce after age 50 and how to identify unique issues in divorce that are one-time opportunities for clients to maximize their outcome. In this presentation, you will:
1. Learn about the triggers for gray divorce
2. Recognize the challenges boomers face at this stage of life and how divorce further complicates financial security, especially for women
3. Identify 9 key areas for discussion with your clients going through divorce that must not be overlooked (what they want and what they need)
4. Learn about the divorce process, financial issues in divorce, and decision-making within the context of the law
5. Key takeaways for advisors: Learn how to illuminate opportunities for clients to maximize cash flow, divide assets and preserve wealth unique to the divorce process and as exceptions to many IRS rules



Sessions

Continuing Education, per session, show accepted hours, or info about CE status. Hover over hours or info for details.


DateCourse Title/DescriptionStartCFP®CT Ins
Apr 24, 2019 Keynote (Breakfast): Big Firm/Small Firm – the Macro View Panel Discussion Charles de Vaulx David Braun, CFA, FSA, FRM 8:00 A 1.00
8,000 Days of Retirement According to MIT AgeLab Ryan Sullivan, CFP®, CLU®, ChFC® 9:25 A 1.00
Hot Topics in Estate Planning: Planning Across a Lifetime Dan Daniels Michael Clear Erin Nicholls, JD 1.00 1.00
Planning for All Generations: What Advisors Need to Know about Student Loans Ross Riskin, CPA/PFS, CCFC 1.00
Fixed Income Panel: Risks and Opportunities - Where do we go from here? James Meyers, CFA Benjamin Lavine, CFA, CAIA Henry Peabody 10:50 A 1.00
Growing Dividends for Alpha Generation Anne Putnam 1.00
Understanding the Importance of Social Security Claiming Brian Doherty 1.00 1.00
Keynote (Lunch): Evolution of Vanguard Advisors Alpha Ryan Donohue 12:00 P 1.00
Keynote (Afternoon): Millennials to Boomers: Better HNW Planning By Generation Mike Van Wyk 1:30 P 1.00
Healthcare in Retirement: The Need for Planning Michael Bitton 2:50 P 1.00 1.00
Marriage and Money: Financial Planning for Spouses Ryan Bertrand 1.00
Utilizing Insurance in a Fee-only Practice David Lau 1.00 1.00
Beyond the Number: Correcting Conventional Wisdom on Retirement Income Planning Jeffrey R. Clark, LUTCF, ACS, FLMI, CFS® 3:50 P 1.00 1.00
Fiduciary Duties of Executors, Trustees, and POAs Paul Czepiga 1.00 1.00
The Platinum Retirement Challenge and Perfect Storm – Gray Divorce Lili A. Vasileff, CFP®, MAFF, CDFA 1.00



Registration Fee
Member Through  March 31 $129.00
April 1 April 19 $179.00
  April 20 April 24 $239.00
Non-Member Through  March 31 $199.00
April 1 April 19 $249.00
April 20 April 24 $299.00