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Hosted by FPA Connecticut

32nd Annual FPA of Connecticut State Conference

For a printable Conference Schedule at a Glance, Click Here.  
Welcome to the largest Financial Planning Conference in Connecticut!    This conference is about the future of Financial Planning and the resources that you will need to survive and flourish.   We have assembled the most current and interesting topics and speakers to provide you with insight and effective strategies.     
 
Sessions will be filled with ideas that could push your success in your practice to record levels.     Many also have CE credit, including CFP, CT State Insurance and PACE (check announcements on each session carefully for CE eligibility).
 
In addition, our sponsors and exhibitors will be able to show you the latest ideas in investments, practice management, and insurance concepts in the Resource Center Information on Sponsorships .
  

2016 Premier Platinum Sponsor:


 
 

2016 Gold Sponsors:

  
 
 
   
   
 
 
 
 


2016 Silver Sponsors

 
 
 
 
 
 
 
 
 

Wednesday, April 27, 2016
7:15 AM - 5:00 PM Eastern Time

Location

Aqua Turf Club
556 Mulberry St
Plantsville   CT   06479
(860)621-9335
FAX    (860)276-9966
Email for Location
Website for Location
Map for Location



Register and pay now by credit card, debit card, PayPal account or mailed check


Member Early Bird Fee ends 3.31.16 $110.00
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Member Fee, April 1 - April 24 $140.00
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Member Fee, April 25 - At the Door $200.00
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Guest Early Bird Fee ends 3.31.16 $180.00
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Guest Fee, April 1 - April 24 $200.00
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Guest Fee, April 25 - At the Door $250.00
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NexGen (under 35) Member Fee $100.00
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NexGen (under 35) Guest Fee $120.00
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Agenda

 


Sheryl Garrett, CFP®, AIF
Founder
Garrett Planning Network

Apr 27 2016 8:00AM


Financial Triage: Effectively determining what services are needed and how to deliver these services while fulfilling your fiduciary duties


As our nascent profession expands to fill the needs of a broader population base, traditional financial planning service offerings and strategies are evolving. Successfully serving middle-income clients is often very different from other clients. While the middle market makes up over 80% of the American population, much of the financial planning profession focuses on the mass-affluent and beyond, leaving the middle market’s needs either underserved or inadequately served. This session will identify services, models and strategies that resonate with and serve the needs of middle income clientele of all ages and stages. Upon completion, participants will be able to describe specific ways to effectively meet their fiduciary duties to service middle income clientele. List common myths or challenges with serving the middle-income client; identify what challenges and how to minimize these challenges.



Dan Daniels
Wiggin and Dana

Michael Clear
Partner
Wiggin and Dana

Apr 27 2016 9:25AM


Charitable Planning from Nuts and Bolts to Alternative Investments


Daniels and Clear will discuss the basic rules and vehicles for charitable planning. Specifically, the speakers will summarize the requirements and limitations for income and estate tax deductions and explore the major charitable vehicles, including outright gifts, charitable remainder trusts, charitable lead trusts, donor advised funds and private foundations. The presentation will highlight unique planning opportunities – and particular tax traps – for estate and charitable planning for alternative assets (private equity, hedge funds, artwork, and real estate).



Paul Justice, CFA
Director, Data Methodology
Morningstar

Apr 27 2016 9:25AM


Morningstar’s Approach to Sustainable Investing


Whether it’s called SRI or ESG, investors now more than ever are concerned about the practices of companies in which they’re investing. Investment strategies that incorporate social, environmental, and sustainable factors are establishing a large presence in the investing landscape, both in the United States and Europe. But is there a cost to being conscious? We look at the performance of these strategies and guide investors on the best ways to invest responsibly.



James B. Schomburg, CFP®, JD, LL.M
Senior Consultant, Retirement Strategies Group, Northeast
Pacific Life Insurance Co.

Apr 27 2016 9:25AM


Social Security: Do New Policies Mean New Practices?


It's the beginning of the end of two popular Social Security claiming strategies: file and suspend and the restricted application. Jim will discuss the phaseout of these strategies and how their phaseout may impact client claiming behavior. Jim's discussion explores the Social Security claiming decision within the broader context of creating lifetime retirement income. Specially, his presentation will ask whether it might be in a client's best interest to spend down IRA or other assets while waiting to take Social Security.



Chris Romano, CFA
Director of Research
ETF Global

Apr 27 2016 10:50AM


ETF's, the Investment of the Future and the Next Gen Advisor


With more than $2 Trillion in U.S. listed Exchange-Traded Fund assets, the demand from the Financial Advisor and Institutional Investment communities continues to grow for what many hail as the premier investment vehicle of the future. With ETFs providing access to markets that were formerly only available to select, institutional investors, we will explore the most effective methods for researching, selecting and deploying ETFs within the portfolios that you manage. This presentation will also review and analyze the significant role that ETFs have played in fueling the “Rise of the Robo Advisor” and capturing the next generation of investors.



Paul Czepiga
Czepiga Daly Pope & Perri

Apr 27 2016 10:50AM


The Dilemma Posed by Unequal Federal and State Estate Tax Exemptions


The federal government provides a $5.45 million per-person, inflation-indexed estate tax exemption, but Connecticut provides only a $2.0 million per-person, non-inflation-indexed exemption. This causes tension in client estate plans. If an individual takes full advantage of the federal exemption, it can create a Connecticut estate tax at the death of the first spouse. An appropriately drafted Will and Trust can avoid this. To compound matters, the federal exemption is portable between spouses, but Connecticut’s is not. And there is no portability for the federal generation-skipping transfer tax exemption. How does one navigate through all this without crashing on the rocks? This presentation will answer these dilemmas and explain how you can help clients plot the proper course.



JJ Contessa
C1Secure

Rolin Peets
C1Secure

Apr 27 2016 10:50AM


The Next Chapter in Risk Management: Cybersecurity


c1Secure will share their best practice processes, methodology, and expertise to managing cybersecurity risks in 2016 and beyond. In the digital era, financial planners must critically evaluate and monitor their companies internal security safeguards, practices, and third party relationships to protect their clients personal identifiable information. The presentation will highlight the current state of cybersecurity compliance, methods for evaluating your company’s current risk posture, managing risks from third parties, and our methodology to managing cybersecurity risks on an ongoing basis.



Bob Veres
Inside Information

Apr 27 2016 12:00PM


Terminator 4: The Rise of the Robos


The new online advice platforms represent the fourth mortal threat to the financial planning revenue model—and each time, the profession has emerged victorious. How would that happen this time around? Join Bob Veres as he shows how the robot-advisors are not only not a credible threat; they will actually be a significant BENEFIT to the professional advisor community.



Greg Miller, CPA
CEO and Co-Chief Investment Officer
Wellesley Investment Advisors, Inc.

Apr 27 2016 1:30PM


Manage Risk & Volatility in Rising Rate Periods with Convertible Bonds


The objective is to educate advisors on convertible bonds. The presentation reviews the structure of convertible bonds, benefits, and ways to use convertible bonds in portfolio construction. Convertible bonds can be used to reduce volatility in turbulent markets and also historically perform well during rising interest rate periods versus other fixed income categories.



Michael Lecours, CFP®
Ohanesian/Lecours, Inc.

Michael Fardy, CFA, CPM
National Sales Manager
Flexshares

Erik Ristuben
Chief Investment Strategist
Russell Investments

Apr 27 2016 1:30PM


Market Outlook Panel


Are we headed into a global recession or is it an overreaction? There are many issues that are making headlines – oil, China, interest rates, Brexit, quantitative easing, & the presidential election. These fear inducing headlines leave the investor afraid of the market and at risk of making bad decisions. This panel will put many of the top issues in perspective and provide insight as to what is to come for the remainder of 2016. It will explore areas of the market that show weakness as well as identify opportunities to consider for investment.



Jim Raker
Senior Advisory Resources Liaison
American Funds

Apr 27 2016 1:30PM


Three Steps for Managing Market and Longevity Risk in Retirement


In saving for retirement, investors must protect against both market risk (volatility) and longevity risk (the possibility of outliving assets). As a result, investors must continue to seek growth while managing downside risk. Which types of portfolios are suited to pursuing both of these goals? In this session, advisors will learn: How the math of investing changes in retirement; Why the key is to do better in bad markets; What kind of equity can provide a smoother ride; and Three simple screens for manager selection in retirement portfolios.



Max Bolka
Comprehensive Business Consulting

Apr 27 2016 2:50PM


Coping With Market Uncertainties: What To Tell Investors Now (geared to NexGen Advisors)


One of the best ways to mitigate the effect of the DOL’s proposed Fiduciary requirements is to make sure you manage your clients’ expectations and emotions right from the start. But what do you say to clients and other investors when market volatility goes up? Our presenter will demonstrate for planners exactly what to say and do, step-by-step, complete with sample invitation, instructions, script and slides. In this session, the instructor will equip planners with the vision, skills, tools, and motivation to: Let Clients Unload without Being a Target, Deal with an Investor Crisis of Confidence, Bring Rationality Back into the Conversation, Emotionally Survive Today's Economic & Financial Turmoil. In addition, planners will learn: How to Bet on America, 10 Universal Principles of Investing, What Investors Should Do Now (Buy, Hold or Sell?), and The Four Most Dangerous Words Ever Uttered by Investors.



Nels Fugelsang, CIMA®
Millburn Ridgefield Corporation

Apr 27 2016 2:50PM


Intelligent Alternatives: How to Hedge Traditional Asset Classes with Proven Alternatives


Historically, Alternatives have been packaged in a wide variety of shapes and sizes with innovative, shiny, non-tradtiional investment mandates. The challenge in successfully navigating the equity and fixed income markets since the financial crisis has led to the rise of alternative investment strategies. Greater emphasis is now placed on managing beta and generating non-correlated sources of return in constructing a portfolio. However, not all alternative strategies are created equally and many have not functioned as promised or expected. The Millburn Ridgefield Corporation succesfully offers a systematically driven investment strategy (MBXIX) that seeks to provide superior returns to typical long only equity investments, including offering reduced drawdowns during protracted periods of market stress. Mr. Fugelsang, CIMA, is going to discuss why Millburn’s approach is different from most alternative strategies and how utilizing both an active and passive systematic approach has resulted in only 1 down year over the past 19 years of investing. Reference: Catalyst Millburn Hedge Stratgey MBXIX



Atty. Peter Alter
Alter & Pearson, LLC

Apr 27 2016 2:50PM


Probate and Succession Issues that Face a Small Business When a Change of Ownership is Caused by the Passing of a Founding Entrepreneur


In an informal format, in which questions and comments will be encouraged, we will discuss the actions and reactions that may occur when the founding entrepreneur of a successful business passes away. How do the family, employees, partners and others respond? How can the professionals who have been involved in the growth and success of the business be utilized? What is the role that the probate court can play in the preservation of the business enterprise, the protection of its value, and the path to succession? How can professional advisors guide their clients to a more positive outcome in the face of a potentially devastating loss of leadership and vision?



John Doyle
American Funds

Apr 27 2016 3:45PM


Panel Discussion: The DOL’s Proposed New Fiduciary Rule


There is a lot of concern and uncertainty regarding the Department of Labor’s proposed changes to the fiduciary rule that would apply to financial professionals who provide investment advice to clients on their retirement savings plans, including 401(k) plans and IRAs. What exactly are these proposed changes? What would be the impact of these changes on our clients and our businesses? How will the rule change affect our role as financial advisors and the products we recommend for our clients? This one-hour interactive panel discussion will provide advisors with details on the proposed rule changes and how to prepare for them. Our panelists, both of whom who are recognized experts in the financial services industry, will share their insights on how your business model and your client process will need to be revised to ensure compliance, as well as how to communicate to clients how these changes in the new Fiduciary Rule may affect the advisor-client relationship.



Sessions

Continuing Education, per session, show accepted hours, or info about CE status. Hover over hours or info for details.


DateCourse Title/DescriptionStartCFP®CT Ins
Apr 27, 2016 Financial Triage: Effectively determining what services are needed and how to deliver these services while fulfilling your fiduciary duties Sheryl Garrett, CFP®, AIF 8:00 A 1.00
Charitable Planning from Nuts and Bolts to Alternative Investments Dan Daniels Michael Clear 9:25 A 1.00
Morningstar’s Approach to Sustainable Investing Paul Justice, CFA 1.00
Social Security: Do New Policies Mean New Practices? James B. Schomburg, CFP®, JD, LL.M 1.00 1.00
ETF's, the Investment of the Future and the Next Gen Advisor Chris Romano, CFA 10:50 A 1.00
The Dilemma Posed by Unequal Federal and State Estate Tax Exemptions Paul Czepiga 1.00 1.00
The Next Chapter in Risk Management: Cybersecurity JJ Contessa Rolin Peets
Terminator 4: The Rise of the Robos Bob Veres 12:00 P
Manage Risk & Volatility in Rising Rate Periods with Convertible Bonds Greg Miller, CPA 1:30 P 1.00
Market Outlook Panel Michael Lecours, CFP® Michael Fardy, CFA, CPM Erik Ristuben 1.00
Three Steps for Managing Market and Longevity Risk in Retirement Jim Raker 1.00 1.00
Coping With Market Uncertainties: What To Tell Investors Now (geared to NexGen Advisors) Max Bolka 2:50 P 1.00
Intelligent Alternatives: How to Hedge Traditional Asset Classes with Proven Alternatives Nels Fugelsang, CIMA® 1.00
Probate and Succession Issues that Face a Small Business When a Change of Ownership is Caused by the Passing of a Founding Entrepreneur Atty. Peter Alter 1.00 1.00
Panel Discussion: The DOL’s Proposed New Fiduciary Rule Donald Trone, GFS® John Doyle 3:45 P 1.00



Registration Fee
Member Through  March 31 $110.00
April 1 April 20 $140.00
  April 21 April 27 $200.00
Non-Member Through  March 31 $180.00
April 1 April 20 $200.00
April 21 April 27 $250.00